The buy-to-let and property investment loan market has changed considerably over the past decade. At RedSky we can introduce you to lenders who have an appetite for this kind of investment.
Whether you are starting or expanding a residential property portfolio or buying commercial premises to lease, our property investment loan specialists will provide you with up-to-the-minute advice and expert guidance.
Despite changes in the market, and some reluctance from high street banks and lenders over the last decade or so, there are still many options for achieving buy-to-let mortgages. Challenger banks in particular specialise in this area and are prepared to lend in many situations.
When looking for a buy-to-let mortgage, a general rule is that funding can be arranged with a loan to value (LTV) of up to 75%, or more with additional security. Rates start at around 3%, depending on circumstances, and loans can be capital and interest or interest only.
Finding property investment funding
The market changes rapidly, so getting the right advice from people with experience of achieving buy-to-let loans is vital. The advisers at RedSky have recently arranged Property Investment Loans | Buy to Let funding for:
A new investor looking to start a residential property portfolio
An experienced investor adding to his residential portfolio
A company aiming to purchase shop with flats above
The re-finance of an existing high street lender for a multi-let
Short term lets on industrial units, which were re-financed to a
I suggest stop looking at your typical high street banks and try Paul straight away. Saved me lots of hassle and head ache and manage to get me a loan middle on the pandemic and 2% cheaper to the closest competition. His not your typical 9 to 5 office worker sometimes we were exchanging emails at 9pm he was always available to talk and not once we felt he wasn’t the right guys.
Paul at RedSky provided an excellent and friendly service to source and successfully apply for a loan for my client. Despite originally being refused a loan by their high street bank Paul managed to get us an acceptable alternative at good rates. - I would not hesitate to recommend Paul and his team to anyone looking for funding.
From the start of the process Andy was fantastic in arranging finance for our business. He kept me updated with progress all the way through keeping the stress levels to a minimum, even when he was on a weeks holiday. I wouldn't hesitate to use their services in the future.
Fantastic service from the minute we spoke to Martin Bell - personable pragmatic and he managed to get a great deal on our business development finance - wouldn’t hesitate to use again or recommend to others
Myself and my husband have been supported by RedSky for over 15 years in our Hi-tech engineering business and we simply couldn't recommend them enough. They will always go the extra mile and beyond and will only find a solution that is totally right for your business, never simply for their gain. Integrity is absolutely paramount for them. They are able to look at the whole of the market for your business solution and are at the forefront of everything that is happening in the business funding world and solutions for SMEs. They really do care about your business.
Gareth at Red Sky understood my business and my funding requirements quickly, he was a pleasure to work with and secured the funding I required. I highly recommend Gareth and Red Sky. If the need arose I would turn to Gareth and Red Sky without hesitation
Without Redsky our business wouldn’t of even got off the ground. Gareth was fantastic in putting our business plan together and doing all the paperwork. We can’t thank you all enough hopefully you can change our life’s. Thank you